In today’s world of prolific online hackers, we all need to exercise due diligence to protect our personal information. The last few years have seen several massive hacks, including the Equifax data breach announced in September 2017. What can you do to protect yourself from hackers? And if your information was taken from Equifax several… Read more »
Securing a good interest rate and qualifying for a home require a good credit report. That’s easier said than done, especially for today’s millennials who are often weighed down by student loan debt. Here’s a four-step approach to building a strong credit history. Types of credit Debt falls into two categories: revolving and installment. Revolving… Read more »
When shopping for a mortgage, one number, in particular, plays a major role — a good credit score. A higher number means you’ll be offered a lower interest rate, which means a more affordable mortgage. Here’s what you need to know about your credit score and a few tips on how to improve it. What… Read more »
Buying a home is an exciting process requiring lots of decisions. What common mistakes do people make, and how can you avoid them? Here is a list of things to avoid. Glossing over pre-approval. Don’t mistake “pre-approved” for “pre-qualified.” They are not the same. Pre-qualified means the lender might approve a mortgage range, based on… Read more »
