Don’t wait until you need to file a claim to educate yourself on the ins and outs of homeowners insurance. By then, you could be in for an unpleasant surprise. While homeowners insurance covers many of the major risks, such as damage from fire, it doesn’t cover everything. There are some losses that homeowners insurance… Read more »
Family time in a backyard pool or on a trampoline can provide hours of entertainment and many years worth of memories. But, as a homeowner, pools and trampolines also mean extra insurance costs and a heavy weight of responsibility to keep family members, friends and neighbors safe. The responsibility bar is set high. Across the… Read more »
Sure, pools and trampolines are fun. But homeowners who choose to put them in their backyards also face greater responsibility and a much larger homeowners insurance bill. It’s best to weigh the pros and cons before making such a purchase. Swimming pools. The insurance covering damage to an in-ground pool is treated differently in different… Read more »
You never want to skimp on homeowners insurance, but there are ways to save money on those premiums without putting you or your home at risk. Here’s a handy guide to getting excellent coverage at a reasonable price. Your credit score. In most states insurance companies use customer credit scores as one factor in determining… Read more »
Up until you buy your first home, your experience with insurance may be limited to auto, life and health coverage policies. When you buy your first home, you’ll encounter a slew of new types of coverage, including title insurance, homeowner’s insurance, flood insurance and maybe even something called an “umbrella policy.” To minimize the head-spinning,… Read more »
