Tag: umbrella insurance

What Happens When Someone is Injured on Your Property?

When someone visiting your property gets injured, does your homeowners insurance cover their medical and other expenses? What if they sue you? What should you do if a person is injured on your property? Accidents happen When someone is injured on your property, the liability portion of your homeowner’s policy compensates the victim for all… Read more »

Do You Need an Umbrella Insurance Policy?

Your property insurance agent may have recommended you add an umbrella policy to your homeowners or auto insurance policy. What is an umbrella policy, and how can it protect you? What is an umbrella policy? Umbrella insurance is a secondary policy providing an additional layer of liability coverage above what your homeowners or auto insurance… Read more »